Ben Howlett – 2015 Parliamentary Question to the HM Treasury

The below Parliamentary question was asked by Ben Howlett on 2015-10-15.

To ask Mr Chancellor of the Exchequer, what guidance his Department gives to ensure that the implications of missing national insurance contributions are made clear to those concerned at the time they are missed.

Mr David Gauke

There is a range of guidance available to help a person understand the implications of not paying national insurance. A person’s record can be made up of national insurance contributions and credits from a variety of sources. When these are posted to the individual’s contributions record after the end of the tax year the individual may have insufficient contributions on their account for that year to qualify for certain benefits. These gaps in a person’s national insurance contributions record may be filled by the payment of voluntary Class 3 contributions.
HM Revenue and Customs has published guidance on GOV.UK that explains when the payment of voluntary Class 3 contributions may be beneficial, eligibility, rates and how and when to pay. This is available to view here: https://www.gov.uk/voluntary-national-insurance-contributions

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